Olyv (SmartCoin) Personal Loan: How to Take a Loan from the Olyv App

With Olyv (formerly SmartCoin), you can get quick and easy digital loans without paperwork. The loan is disbursed directly to your bank account within minutes. But that’s not all. Olyv also helps you monitor your credit score for free and provides personalized tips to improve it. Plus, you can start saving with our digital gold savings feature, beginning with as little as ₹10.

Olyv (SmartCoin) Personal Loan

Instant Loans: Borrow up to ₹5 lakh* with no collateral or documentation. Trusted by Millions Used by nearly 3 crore Indians. RBI Registered Lenders: Secure and reliable. 100% Digital: Completely online process. Flexible Repayment: Choose between 2 to 24 months for repayment. Affordable EMIs: Interest rates start at 1.5% per month. APR Range: 30% to 90%.

How to Take a Loan from the Olyv App

Follow these simple steps to get an instant loan from the Olyv (formerly SmartCoin) app:

1. Go to the Google Play Store or Apple App Store and download the Olyv app.
2. Open the app and sign up using your email or mobile number.
3. Create a secure password and provide your personal details accurately.
4. Submit the necessary details for KYC verification to confirm your identity. No physical paperwork is needed everything is 100% digital.
5. Once your KYC is complete, select the loan amount you want (up to ₹5 lakh).
6. Review the loan terms, including the interest rate and repayment tenure.
7. After reviewing your information, Olyv will approve your loan within minutes.
8. Once approved, the loan amount will be instantly credited to your bank account.

Olyv is your personalized financial wellness app, making it easier to manage loans, credit health, and savings all in one place. With Olyv, you can easily get a loan without paperwork and start managing your finances quickly!